Tokenization Solution: RBI-Compliant Card Tokenization Solution | Plural
RBI compliant solution
Saved cards feature
Reduced risk of data theft 
Seamless customer experience​

Card Token Payment Process

01

Customer

Customer initates a purchase on a website/app via the Saved Card feature

02

Plural Tokeniser

Encrypts the sensitive card details into a ‘Token’ that is mapped to a business and the actual saved card network.

03

Business

Collects the token and Token authentication verification value (TAVV) from the Token Requestor as per customer’s request for authorisation

04

Acquiring bank

Processes token to the card network

05

Card network

Converts token to PAN and passes it to the issuing bank

06

Issuing bank

Authorises the request and sends a response to the card network

RBI – Compliant Card Tokenisation Solution for Zero Business Disruptions

As per RBI guidelines, businesses and payment aggregators are prohibited from storing customer card details. Plural’s card tokenisation solution replaces sensitive customer data with a token, making businesses 100% RBI compliant.

Saved Cards Feature for Faster Customer Checkout

Offer repeat customers the option to save card details for faster checkout and seamless customer experience.

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Frequently Asked Questions

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